The Klarna plan is a straight finance plan. The Nextep plan is a lease to own program. The advantage to the Nextep plan is that the qualifications are easier for bad credit but the payments and the plan itself can be expensive. Klarna will take bad credit but since it is a straight finance, it will depend solely on your credit score and history. Klarna has zero interest for 12 months and lower monthly payments for the term, if you qualify.
The Klarna plan you can complete online during checkout. Just choose your products, add them to your cart and choose "Klarna" payment method at checkout. It takes about 5 seconds to get qualified and will process on our website automatically. When you complete your order, your items will ship.
The Nextep plan, you will need to apply for then call us to complete your order over the phone. Once completed, we will ship your order.
You can read more info about both programs here: https://nextepfunding.com , https://www.klarna.com
If you are not sure what plan to start with call us and we can help you.
- Easy checkout
- 12 mo Zero Interest
- 5 Second Approval
- Low Monthly Payment
Add products to your cart, go to checkout and choose "Klarna" for payment method. Complete checkout and products ship!
- High Approval Rates
- Bad Credit Ok
- Need Employment
- Need Checking Account
- 30 Second Approval
- Lease To Own
Once you get approved thru Nextep,
You will need to call us (M-F 10am-6pm CST) to finish your order.
Nextep requires you to make the first months payment
to start the program, when you call.
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